Monthly Archives: October 2024

Maximizing dollar assets can seem like a challenge in the current economy.

Analysts anticipate the central bank rate cuts to continue both in the United States and the Philippines, which means interest rates from bank products, such as US dollar time deposits, could go back to pre-pandemic levels where it was only less than 1%.

Meanwhile, Bangko Sentral ng Pilipinas (BSP) has already reduced the interest rates by another 25 basis points in October, with the next expected cut in December 2024 due to the favorable global and local inflation rates.

With interest rates decreasing at a steady pace, guaranteed returns are also expected to go down in parallel.

To help address this, JJ Book, New Market Development Head of Sun Life of Canada (Philippines), Inc., encourages capitalizing on financial products that can help maximize yields.

“One such product is Sun Dollar Maximizer (ProIncome),” Book says.

A limited-time offer product, Sun Dollar Maximizer (ProIncome) is a single-pay, US dollar- denominated VUL plan that provides insurance coverage equal to at least 125% of the Single Premium, and linked to a structured investment that matures after 7 years. It offers fixed annual income payouts of 3.5% for 7 consecutive years and gives back 100% of the Single Premium at maturity.

“This product offers a unique combination of stable returns and security,” Book said. “With the Sun Dollar Maximizer (ProIncome), you can enjoy potential growth of your wealth, even as interest rates decline. This, while also ensuring your loved ones’ financial well-being with the life insurance component.”

Sun Dollar Maximizer (ProIncome) can be availed of via a hassle-free application and policy approval through Sun Life’s Guaranteed Insurability Offer, subject to terms and conditions.

The product is available until November 18, 2024 only or until the total allocation has been sold out, whichever comes earlier.

 Enjoy your holidays in style at SM City East Ortigas! On October 25, the mall’s magnificent Christmas display, “A Purrfect Christmas,” was displayed in the Main Atrium.

Festive lights, holiday spirit, and lots of feline fun made for a lovely evening! Isabel Oli-Pratts and Forest Pratts, who were special guests, were present at the ceremony.

The charming cat-themed Christmas decoration will astound you. Featuring cute, fluffy inflatable kittens, this enchanted environment is the ideal setting for your holiday pictures.

Dance Plus Ballet’s enthralling performances and Team Lizzie’s endearing Christmas theater production left the audience in awe.

Make sure not to miss this amazing Christmas display! Join SM City East Ortigas in celebrating the holidays.

Halloween is here! If you’re short on time to prepare for a spooky soirée, here are five quick and easy ways to get ready for a frightfully fun Halloween:

Ready-to-Wear Costumes at Toy Kingdom and SM Store

Looking for a quick and easy costume? Head over to Toy Kingdom or SM Store in SM City Marikina, SM City Masinag, and SM City San Mateo. They have a wide range of ready-to-wear costumes for kids and adults. From classic witches and vampires to trendy superheroes and fairies, you will surely find something that suits your kid’s character.

Harry Potter Magic at Miniso

Want to channel your inner wizard or witch? Miniso in SM City Marikina and SM City Masinag has a variety of Harry Potter-themed items, including keyrings, bags, even Hedwig plushies, and a whole lot of other items, perfect for completing your Hogwarts look.

Trick-or-treats sweets at SM Supermarket

No Halloween party is complete without candy! Stock up on your favorite sweets at SM Supermarket and Candy Corner. From classic candies to gummy bears, you’ll find everything you need to satisfy your sweet tooth… and that of the kids’ trick-or-treat buckets.

Spooky Donuts from Krispy Kreme: Indulge in some spooky deliciousness with Krispy Kreme’s Halloween-themed donuts. These cute and creepy treats are perfect for sharing with friends and family and are available at SM City Marikina, SM City Masinag, and SM City San Mateo.

Join the Monsterrific Fun at SM: If you’re still unsure about your Halloween plans, why not join the Halloween activities at the mall? On October 31st, SM City Marikina, SM City Masinag, and SM City San Mateo are hosting a Super Kids Monsterrific Costume Contest. Kids can dress in their scariest or cutest costumes and compete for exciting prizes. Kids can also join SM Store’s Halloween Party for spooky fun and games.

So, don’t let a lack of time dampen your Halloween fun. With SM Supermalls’ wide range of Halloween products and events, you can still have a frightfully exciting time.

The rising phenom recruits Playertwo, CRWN, Brido, and other producers on this heavy-hitting project

Young Cocoa reaches a new level of confidence and versatility on his new EP, liv, luvv, cocoa—out today via Sony Music Entertainment.

The 7-track release showcases his range as both an artist and curator, reigniting his affinity for creating sun-dappled jams with timeless appeal. Summer-ready, whimsical, fun, and completely stripped off its pretense, liv, luvv, cocoa marks his arduous journey towards self-reflection and contentment, channeling his realizations, experiences, and observations about life and love into alternative hip-hop earworms that cut across new and innovative sounds.

“It’s interesting because this was the first time, I mixed in both my own personal experiences and referenced other people’s experiences to create narratives in a song, allowing me to retain a sense of authenticity in these tracks,” shares the young MC. “Most of these songs are about love and relationships, sprinkled in with heartbreak and talking about my growth as an artist and how I feel about myself. There’s also definitely a lot of me talking my shit on this record for sure, just because it felt right at the time to do so.”

Sonically speaking, Young Cocoa’s latest EP embodies his mission to “make OPM global,” while blending his experiments in alternative hip-hop with his smooth and joyful delivery. The multi-talented rapper-producer reveals his eclectic side on this project, assembling a sonic template filled with nostalgic and organic elements, bouncy and enigmatic samples, and pulsating beats.

Instead of entrusting his vision with one producer, Young Cocoa branches out into collaborating with several key players in hip-hop and electronic music production, including Brido, Playertwo (Luke April, Ivo Impreso, Wave P) Trizzy, and CRWN, who all brought his ideas back to life. Realizing that each producer has a different approach to things regarding creativity and execution, the Filipino hip-hop newcomer learned so much from the process and even managed to tap into varying sonic spaces that allowed him to explore and push his boundaries.

The Manila hitmaker explains, “Originally, I had intended for it to be a mixtape, but it evolved into something that felt cohesive enough to let go of the label I gave it. It took over 10 months and countless sessions with a number of producers to really get the songs lined up to a point where they felt cohesive, and I think throughout the process I had to balance out intuition versus being analytical about the sound. It was definitely a lot of hard work, but this project ended up becoming exactly how I pictured it in terms of mood, sound, messaging, and tone. All in all, everyone was enjoyable to work with and respected everything I was trying to pursue in terms of sound.”

The focus track “Baby Teka Lang,” which samples the Sexbomb Girls’ underrated bop “Stupid Ka Rin,” serves as one of the EP’s main highlights. Produced by PlayerTwo’s Luke April, the song went through several iterations, flipping from a hip-hop beat to a trap beat and finally finding its groove on a reggae backbeat that perfectly matches its wavy synths and funky bass lines.

The focus track will be accompanied by a music video set in the 1950s Philippines by prod house Quismo, drawing inspiration from early 2000s videos commonly featured on music video channels like MYX Philippines. “True to the tropical vibe of reggae, we wanted to have the scenery outdoors, depicting the ocean,” Young Cocoa adds. “We also wanted to break out of norms associated with what a rap video normally looks like and went for something campy.”

Other notable tracks in the EP include Young Cocoa’s “MR. SWAG,” where he explores a goal he has been pursuing for a long time: music production. The catchy tune, which reflects his personality the most, is also one of the most carefree songs in the EP. “MASTER OF NONE,” another personal favorite of YC, embraces a more serious approach in terms of delivery, theme and dynamics. Young Cocoa shares, “There are 3 beats on this, and the flow changes a lot throughout the song, and I felt like if I’m going to talk my shit on this specific track, I should be able to really back it up with rap ability and versatility. I felt very free making this, and that’s why I love it so much.”

Young Cocoa’s new EP “liv, luvv, cocoa” is out now on all digital music platforms worldwide via Sony Music Entertainment. The focus track “Baby Teka Lang” will premiere at 6 p.m. via this link.

Leading global smart device brand OPPO is serving up more than just repairs with its O-Trick or Treat after sales promo this Halloween!

Until October 31, OPPO will bring fun and rewards to customers at OPPO Service Centers nationwide for all walk-in customers with out-of-warranty repairs who can enjoy amazing treats and prizes during their visit.

Get your OPPO device repaired and receive an exciting surprise

1. Walk into any participating OPPO Service Center and avail of an out-of-warranty repair until October 31.

2. After your repair, pick up a Halloween treat from the reception area.

3. Scan the QR code inside and scratch the digital card to reveal a prize! Exciting prizes include OPPO umbrellas, notebooks, and even a Free Labor Fee!

4. If your digital card says “You’ve Been Tricked,” don’t worry, it’s all part of the fun!

5. Show your winning card at the reception desk on the same day to claim your prize.

Loyal OPPO customers can drop by these participating OPPO Service Centers include locations across Metro Manila, Cavite, Bulacan, Davao, Cebu, Iloilo, and more to enjoy the Halloween fun:

Metro Manila

• SM City Manila OPPO Service Center

• SM City North EDSA OPPO Service Center

• SM City Fairview

• Eton OPPO Service Center

• Cavite OPPO Service Center

• Bulacan OPPO Service Center

• City Mall Laguna OPPO Service Center

• Legazpi OPPO Service Center

• Lipa OPPO Service Center

• Lucena OPPO Service Center

• Nueva Ecija OPPO Service Center

• Pampanga OPPO Service Center

• Robinson Santiago OPPO Service Center

• SM City Masinag OPPO Service Center

• Iloilo OPPO Service Center

• SM City Cebu OPPO Service Center

• Tacloban OPPO Service Center

• Davao OPPO Service Center

• SM City Gensan OPPO Service Center

Celebrate Halloween with OPPO, and see what treat is in store for you! For more information, you may visit OPPO Philippines’ official website and Facebook Page or OPPO Support’s official website.

The Manila-based events production caps off a great year in live music

GNN (Gabi Na Naman Productions), an events and multimedia company, wraps up 2024 with an inaugural party that celebrates a festive year in live music.

Aptly titled “Gabi Na Naman Year-End Party,” the annual mini music fest will take place at 123 Block in Mandaluyong City on November 29, 2024 (Friday), from 5 p.m. onwards.

This year’s edition not only commemorates the production company’s commitment to championing the Filipino creative spirit but also aims to uphold its mission of mounting concerts and events built on the foundation of community building and inclusivity.

OPM heavyweights Shirebound (formerly known as Shirebound & Busking), Bullet Dumas, and Dicta License will be the headlining Gabi Na Naman Year-End Party, along with indie favorites Ena Mori, Munimuni, The Ridleys, and DJ Jiggawho. The star-studded lineup will also feature breakthrough newcomers Pinkmen, Ysanyo, (e)motion engine, Amateurish, and ALYSON.

The show will be part of JDOS Playlist LIVE, a music-focused initiative by Jack Daniel’s Philippines. The series of live gigs, as expertly presented by the No. 1 US whiskey brand and its partner productions, will put a spotlight on next-generation artists who have shown immense potential in breaking out of the mold and elevating their craft as musicians.

Tickets to Gabi Na Naman Year End Party are available via bit.ly/gnnyep24 for PHP 600 only (early bird price) with a free Jack Coke!

Runners get ready! Quezon City is changing the game with its upcoming 10k, 5k and 2k QC Eco Run! Be one of the lucky runners who will get to be part of a premium race experience while doing your part to help preserve the environment.

Get the opportunity to experience running thru the Iconic Edsa-Quezon Ave Underpass whilst setting a new personal record along the straight road of Quezon Avenue. Partake the Clean Air Movement by planting the complimentary home garden seeds included in the race kit.

Happening on November 24, 2024 at the Quezon Memorial Circle, The QC Eco-Run highlights many first in the running community.

Time: Gates open 3:00am
Gun Start :
10k – 5:30am
5k – 6:00 am
2k – 615am



Race Distance : 10k run / 5k run / 2k pet or family run

Reg Fee :

-10k – P550
-5k – P350
-2k – P350

To register, visit: https://sites.google.com/view/qcecorun


QC Eco-Run is presented by Globe Telecoms, Major sponsors – Ayala Land, Alveo Land and Manila Water. Event partners include Starbucks Philippines, Mc Donalds, Jollibee, Skeen Clinic and GCash

Corinthian Anne Valenton, owner of Corrsy’s Kitchen, offers Cheese Pimiento spread and Langka Calamansi jam. Corrsy’s Kitchen is one of the winners of SEAL-SEGA.

The Bank of the Philippine Islands (BPI), through its social development arm, BPI Foundation (BPIF), in partnership with Bayan Academy, recently announced the top 40 small enterprises and top 20 nano enterprises from this year’s Small Enterprise Acceleration Lab (SEAL) program.

Launched in 2022, the SEAL Project Series was designed not only to support but also to empower micro and nano enterprises, as well as aspiring entrepreneurs. Through strategic interventions and hands-on guidance, SEAL has become a beacon of hope for small business owners looking to scale and sustain their operations.

In the past year, the SEAL-Small Enterprise Growth Agenda (SEAL-SEGA) provided invaluable training in product and service development, operations optimization, and marketing to over 200 entrepreneurs. More than just lessons, the program offered tailored solutions that addressed specific challenges these businesses faced. Top-performing enterprises were not only equipped with knowledge, but also received cash grants and expert mentorship to fuel their growth.

This year, BPIF honored 40 enterprises that showcased outstanding potential, providing them with cash grants ranging from Php80,000 to Php120,000. These businesses, now empowered to implement their strategic plans, will continue to benefit from ongoing mentorship.

OhMi Krafts, one of the winners of SEAL-BEGIN, customizes souvenirs from polymer clays, beads, wood, and succulents.

BPIF also introduced a new track this year called the SEAL-Business Education and Growth Initiative for Nano-entrepreneurs (SEAL-BEGIN). SEAL-BEGIN provided fundamental training and resources to support aspiring entrepreneurs, with a focus on integrating digital-age opportunities.

For SEAL-BEGIN, over 240 registrants participated in the program, with 20 nano-enterprises being recognized for their promising potential and innovative ideas. The participants received entrepreneurial training and were encouraged to leverage local and government resources to enhance their business ventures.

“We have witnessed the entrepreneurs’ determination through the program, and we’re excited to see how they will scale their businesses in the future. It has been an honor to be part of their journey,” said Carmina Marquez, BPIF Executive Director. “BPI Foundation is committed to empowering small enterprises, and we believe that with the right support, these entrepreneurs can significantly contribute to economic growth and financial inclusion. We look forward to seeing their continued success as they transform their visions into reality.”

Since its inception, the SEAL program series has supported many enterprises, disbursing a significant amount in cash grants. Through comprehensive training, mentorship, and financial aid, the program is fostering a vibrant and innovative entrepreneurial ecosystem across the country.

In today’s fast-paced world, technological advancements are driving opportunities for growth and innovation. As the tech industry continues to shape the future, Sun Life Grepa Financial, Inc. (Sun Life Grepa), a major life insurance company in the country, launches the new SLG Peso Global Tech Funds, allowing clients to benefit from the technology sector and invest in major global technology companies such as Apple, Amazon, Google, Microsoft, Meta & Tesla among others.

The SLG Peso Global Tech Funds can be availed as a fund option to any Sun Life Grepa Peso-denominated investment-linked insurance plans. There are two variants available to choose from: (1) SLG Peso Global Tech Growth Fund, which aims to provide long-term capital appreciation through accumulation of earnings over time and (2) SLG Peso Global Tech Payout Fund, which aims to generate potential streams of income to be given to the client on a quarterly basis. These new fund options highlight Sun Life Grepa’s commitment to providing solutions that reflect market trends while focusing on the needs of its clients.

 ”The technology sector has been one of the biggest drivers of growth and innovation globally. Through the SLG Peso Global Tech Funds, we are giving our clients access to this dynamic sector and the chance to benefit from its long-term potential,” Sun Life Grepa President Richard S. Lim said. “By offering these new funds as part of our life insurance products, clients enjoy the dual benefits of investment growth potential and the safety net of guaranteed life insurance coverage, ensuring financial security and peace of mind for their loved ones.”

These funds will operate as feeder funds, with initial investments directed into the Invesco Nasdaq-100 Exchange-Traded Fund, which mirrors the performance of the NASDAQ-100 Index. Notably, this index has consistently outperformed the Philippine Stock Exchange Index over the past decade.

Mr. Lim also further emphasized the importance of balancing growth and security in these funds. “We understand that people have different financial goals. With the SLG Peso Global Tech Funds, we are able to provide both options, allowing our clients to choose what fits their financial strategy best.”

Seize bright opportunities in innovation and technology! For more information and to explore this offering, speak to a Sun Life Grepa Financial Advisor, visit your RCBC Branch of Account or go to www.sunlifegrepa.com to know more.

Sun Life Grepa Financial, Inc. is a life insurance company operating in the Philippines, and regulated by the Insurance Commission (IC). For client assistance, please contact us at any of the following:

WeCare Client Care – (+632) 8849-9633;

Email – wecare@grepa.sunlife.com;

or visit any Sun Life Grepa branch near you.




For financial consumer concerns, you may contact IC at:

+632-8523-8461 local 103/127 (Manila)

+6332-254-0861 (Cebu)

+6382327-3651 (Davao)

Email: publicassistance@insurance.gov.ph